WEDNESDAY, MARCH 15, 2023
As a pet owner, it can be difficult to predict when an accident or emergency might occur. Pet insurance can be an excellent form of financial protection from unforeseen out-of-pocket costs resulting from a pet emergency. Selecting a policy may be challenging, and the ProtectALL Insurance agents can assist you through the process of choosing the proper coverage.
How Much Pet Insurance Do I Need?
Pet insurance needs tend to vary significantly among policyholders. Factors such as your location, pet age, pet breed and budget may determine how much coverage you want to carry. For example, an older pet with a history of health issues may require more coverage than a young and healthy pet. Additionally, certain pet breeds are more prone to health issues than others and may demand more insurance. 
Does Pet Insurance Cover Spaying?
Pet insurance coverage options vary among policyholders, but most policies do not cover spaying or neutering because they are considered elective operations. Pet insurance can often be purchased under three primary categories:
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Accident-only coverage tends to be more affordable because it only insures against accidents that are self-inflicted by the animal or caused by the owner.
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Accident and illness coverage is comprehensive, insuring against various illnesses, treatments, surgeries and medications.
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Wellness coverage, or preventive care coverage, can often be purchased as an add-on to a separate policy. It covers necessities such as vaccinations and microchipping procedures.
Policies may be tailored to include alternative coverage options. The ProtectALL Insurance agents can help you learn more about customizing your policy to fit your preferred options.
Is Pet Insurance Worth It?
Pet insurance can significantly reduce out-of-pocket costs if your pet is involved in an accident or needs an emergency procedure. Covering accident-related expenses may be challenging to do without the right insurance policy. Speak to one of our experienced agents to learn more about if pet insurance is right for your unique situation.
Learn More
If you are a pet owner near Dublin, Ohio, the dedicated and experienced agents at ProtectALL Insurance can assist you in learning about how much pet insurance you need to help you decide on a sufficient policy for you and your pet.
Contact our agency today at 833-377-6832 for more information.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
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