Pet Insurance in Ohio

If you have a pet, then you know how expensive your furry friend can be, especially when they get sick. Even regular checkups or vaccinations might cost an average of $200 for dogs and cats, and illnesses, diagnostic testing, surgeries and treatments will cost more. To get your pet the care you want to provide without a huge financial burden, you can buy pet insurance.  

Not only is pet insurance affordable, but it is also customizable to the services you think your pet needs. With one of the many policies provided by ProtectALL Insurance , you can choose a plan that is right for your furry friend and for your wallet without being overburdened with unnecessary coverage.  

To get covered, all you must do is trust us. Give us a call at (833) 377-6832 or request your free, no-obligation quote online right now!  

Common Pet Insurance Questions  

How does pet insurance work?  

Pet insurance works much like any type of health insurance that you buy for a human. If your pet needs either routine or emergency medical care, then you can let your policy pay for the costs of that care, and thereby lower your own out-of-pocket expenses. By doing so, you will not deprive this special member of the family of the health care that they need, too.  

Once you have a pet insurance plan, you can take your pet to your local veterinarian for the necessary care. After you receive the bill from the insurer, you can then send a claim to your insurance company for reimbursement. A successful claim can substantially cut your cost burden for the services given.  

How much pet insurance do I need?  

There are many types of pet insurance policies, but they often cover a variety of health and wellness benefits, including:  

Some plans only cover routine care, while others pay only for emergency services. However, many plans offer more comprehensive protection for both standard and unexpected medical expenses.  

Often, you can buy multi-pet insurance plans to insure all the pets in your home under the same coverage. Some plans even let you insure different animals under the same plan, so that you can insure both a cat and a dog using the same policy.  

Does pet insurance cover spaying? 

Many pet insurance plans consider spay and neuter surgery elective, and they do not provide coverage for optional procedures. However, if your pet experiences complications due to the surgery, your pet insurance may help cover medical care costs.  

Pet wellness plans or plans that combine pet wellness and pet insurance coverage may provide partial reimbursement for spay or neuter surgery. Before purchasing a pet wellness or pet insurance policy, look through the policy documents to understand whether you have coverage for common medical procedures such as spay and neuter surgery. 

Does pet insurance cover pre-existing conditions?  

Many insurers offer plans for pets with pre-existing conditions. However, the plan will only cover care received after coverage starts. It will not cover any treatments retroactively.  

What does pet insurance cost?  

Most pet insurance plans cost less than $50 per month. Therefore, they are usually much more affordable than even routine veterinary care. Keep in mind, however, that your plan might include deductibles, coinsurance or copayments. Therefore, you might face certain out-of-pocket expenses even once you have coverage in place.  

Protect Your Pet 

We know your furry friend is more than a pet—they’re family. As such, securing coverage today can help you ensure their health—and your wallet—are protected in sickness and in health. Reach out to ProtectALL Insurance to learn more about our pet insurance options today.