Wednesday, April 2, 2025Technically speaking, no home requires insurance. That is, home insurance is not legally mandated, as is the case with car insurance. If you want to live in a home without protection, that is your prerogative. You will have to cover major damages and liability claims and lawsuits out of pocket this way, but you are legally allowed to do that. READ MORE >>
Tuesday, April 1, 2025With the economy still lagging, everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. READ MORE >>
Wednesday, March 5, 2025If you have a business of any sort, you need business insurance. Even small <startup businesses> should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing READ MORE >>
Tuesday, March 4, 2025Your home should be a safe environment. However, even the smallest problems could lead to injuries or property damage. It might force you to make a claim on your homeowners insurance. Or, third parties might even have grounds to file a liability claim on your home insurance. READ MORE >>
Monday, March 3, 2025Pet insurance is often viewed as an unnecessary expense, especially for pets that appear healthy. However, this perception overlooks the unpredictable nature of pet health and the potential for high veterinary costs. The Unexpected Nature of Pet Illnesses and Accidents READ MORE >>
Monday, February 3, 2025While the first hour or so of driving is filled with anticipation of your much deserved trip, the remainder of the road trip can become tedious and lead to fatigue or even drowsiness. To ensure that your vacation is a safe one, here are six pointers on staying alert on your long drive: READ MORE >>
Saturday, February 1, 2025When determining your home insurance premium, insurance companies look at many factors. One of them is weather. Here in Ohio, our home insurance risks are significantly different than those homeowners in Florida or Oklahoma. The risk of damage to your home is always based on your property specifically. READ MORE >>
Friday, January 10, 2025Business Owners Policies, or BOPs, are business insurance coverages that package several types of insurance into one place. These are usually the most-essential types of coverage that a small business could use. One of these usually is business interruption insurance. READ MORE >>
Monday, January 6, 2025When looking to upgrade your home, you are usually concerned with how it will affect your home insurance rates—with good reason. Upgrades to your home often increases its replacement cost value, which can influence how much home insurance you need and how much you pay for it. READ MORE >>
Tuesday, December 17, 2024Navigating the complexities of car insurance can be overwhelming for new drivers. With so many options and terms to understand, making informed decisions is crucial to ensure you’re adequately protected on the road. Whether you’re just starting or looking to update your policy, these insights can help you drive with confidence and peace of mind. READ MORE >>
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